| Woman | 2 |
| Thin and/or small boned | 2 |
| Fair-skinned and/or sun burn easily | 1 |
| Mother, grandmother, aunt, or sister has broken hip or wrist or has lost height as an adult | 3 |
| Have used corticosteroid and/or anti-convulsant medicines | 3 |
| Smoke | 1 |
| Rarely exercise | 1 |
| Don't take calcium or other mineral supplements | 2 |
| Had ovaries removed or reached menopause before age 45 | 3 |